|
Canadian Dollar
HiVALUE® PLUS Chequing Account |
Canadian Dollar
HiVALUE®
Chequing Account |
US Dollar
HiVALUE®
Chequing
Account |
| INTEREST RATES |
Effective June 4, 2010 |
Effective September 22, 2009 |
Effective September 22, 2009 |
| First C$ 1,000.00 (balance between C$ 0.00 to C$ 1,000.00) |
0.00% |
0.00% |
N/A |
| Next C$ 1,500.00 (balance between C$ 1,000.01 to C$ 2,500) |
0.25% |
0.25% |
N/A |
| Over C$ 2,500.00 (balance from C$ 2,500.01 and above) |
0.50% |
0.50% |
N/A |
| Interest calculation |
Daily, on closing balance |
Daily, on closing balance |
N/A |
| Interest payment |
Monthly |
Monthly |
N/A |
| SERVICES CHARGES |
| Monthly administration fee |
$9.95 |
$5.00
Free with minimum daily closing balance of $500.00; or if you have enrolled in the Payroll Direct Deposit program for your HiVALUE Chequing Account. |
$5.00
Free with minimum daily closing balance of $500.00. |
| TRANSACTION FEES |
| TEXT ALERTS |
Free |
$1.50 per month |
$1.50 per month |
| In-branch debit transactions |
Free |
Free |
Free |
| Cheques issuance |
Free |
Free |
Free |
| International Money Transfers* |
Click here for details |
Click here for details |
Click here for details |
| Interac® Direct Payment (POS) |
Free |
Free |
N/A |
| ABM card |
Free |
Free |
N/A |
| ICICI Bank Canada ABMs (Deposit and withdrawal transactions) |
Free |
Free |
N/A |
| THE EXCHANGE® Network of ABMs (Deposit and withdrawal transactions) |
Free
|
Free |
N/A |
| Other Canadian, US or International ABMs - Except ICICI Bank Canada ABMs and THE EXCHANGE® Network of ABMs (Withdrawal transactions) |
Free** |
$1.50 per transaction |
N/A |
| Online bill payment |
Free |
Free |
N/A |
| Bill payment at branches |
Free |
$0.75 per transaction |
N/A |
| N.S.F. items returned (cheques, pre-authorized payments, post-dated bill payments etc.) |
$40.00 per item returned |
$40.00 per item returned |
$40.00 per item returned |
| N.S.F. items paid |
$5.00 plus overdraft interest charges |
$5.00 plus overdraft interest charges |
$5.00 plus overdraft interest charges |
| CHEQUE HANDLING |
| Stop payments |
$10.00 |
$10.00 |
$10.00 |
| Returned item (including mail advice to payee) |
$5.00 |
$5.00 |
$5.00 |
| SEARCHES/NOTICES |
| Searches (e.g. cheque copy) |
$40.00 / hour
Min. of $10.00 |
$40.00 / hour
Min. of $10.00 |
$40.00 / hour
Min. of $10.00 |
| COLLECTION ITEMS* |
Canadian or US cheque sent for
re-presentment in Canada |
$55.00 |
$55.00 |
$55.00 |
| Outgoing cheque collection (Canadian Dollar, US Dollar or foreign currency cheques payable outside Canada) |
0.20%
Min. of $30.00 and
max. of $150.00 |
0.20%
Min. of $30.00 and
max. of $150.00 |
0.20%
Min. of $30.00 and
max. of $150.00 |
| Collection item returned unpaid |
$15.00 |
$15.00 |
$15.00 |
| DRAFTS* |
| Indian Rupees draft |
$7.50 |
$7.50 |
$7.50 |
| Canadian Dollar, US Dollar and other foreign international draft |
$7.50 |
$7.50 |
$7.50 |
| Request for refund or replacement of stolen or lost draft |
$10.00 |
$10.00 |
$10.00 |
| ACCOUNT HANDLING |
| Account closed within 180 days of opening (except for transfer within ICICI Bank Canada and account closed within 14 days of being opened) |
$25.00 |
$25.00 |
$25.00 |
| Monthly e-Statement |
Free |
Free |
Free |
| Monthly paper statement |
$5.00 |
$5.00 |
$5.00 |
| Duplicate statement |
$10.00 |
$10.00 |
$10.00 |
| Interim statement |
$10.00 |
$10.00 |
$10.00 |
| Audit / Bank confirmation |
$25.00 |
$25.00 |
$25.00 |
| Certificate of balance |
$25.00 |
$25.00 |
$25.00 |
| Transfer/Bank draft sent by mail or courier |
Draft charges plus postage or courier charges |
Draft charges plus postage or courier charges |
Draft charges plus postage or courier charges |
| Transfer confirmation by mail or fax |
$2.00 |
$2.00 |
$2.00 |
| Account balance transferred to another financial institution |
$25.00 |
$25.00 |
$25.00 |
