Residential Mortgage Fixed Rates Canadian dollar 1 Year - Closed 3.15% 2 Year - Closed 3.65% 3 Year - Closed 3.64% 4 Year - Closed 3.69% 5 Year - Closed 3.44%   Residential Mortgage Variable Rate - Closed Prime + 0.05%   Rates are as of January 31, 2012    Rate History