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Looking for a Mortgage?
Get the best rates and solutions with our iGlobal & iPrime Mortgage Programmes
Who are eligible?
The Mortgage Programmes are available to customers7 for purposes purchasing a home, refinancing a mortgage, or transferring a mortgage from another bank.
What is iGlobal Mortgage Programme?
The iGlobal Mortgage Programme consists of tailored banking solutions that give you exclusive access to privileged mortgage rates. The programme includes mortgage1 with pre-authorised mortgage payments set-up from an eligible bank account2 with ICICI Bank Canada, plus one other eligible banking product by ICICI Group3.
To know more, contact our Mortgage Specialist.
What is iPrime Mortgage Programme?
The iPrime Mortgage Programme comprises of tailored banking solutions that provide you access to preferred mortgage rates. It includes mortgage1 with pre-authorised mortgage payments set up from an eligible bank account2, plus one other eligible banking product by ICICI Bank Canada.
To know more, contact our Mortgage Specialist.
| Our Mortgage Rates | |||
|---|---|---|---|
| Term | iGlobal Rates | iPrime Rates4 | Posted Rates |
| 1-Year Fixed Closed | ** Contact our Mortgage Specialist | 7.19% | 7.34% |
| 2-Year Fixed Closed | ** Contact our Mortgage Specialist | 5.39% | 7.14% |
| 3-Year Fixed Closed | ** Contact our Mortgage Specialist | 4.79% | 6.84% |
| 4-Year Fixed Closed | ** Contact our Mortgage Specialist | 4.94% | 6.74% |
| 5-Year Fixed Closed | ** Contact our Mortgage Specialist | 4.89% | 6.64% |
| 3-Year Variable Closed | ** Contact our Mortgage Specialist | Prime6 - 0.15% | Prime6 + 0.75% |
| 5-Year Variable Closed | ** Contact our Mortgage Specialist | Prime6 - 0.30% | Prime6 + 0.60% |
| Insured Mortgage Special Rates5 | |||
|---|---|---|---|
| Term | iGlobal Rates | iPrime Rates | Posted Rates |
| 5-Year Fixed Closed | ** Contact our Mortgage Specialist | 4.84% | 6.64% |
| 5-Year Variable Closed | ** Contact our Mortgage Specialist | Prime6 - 0.50% | Prime6 + 0.60% |
- Mortgages are subject to meeting the lending criteria of ICICI Bank Canada. Other conditions and restrictions may apply.
- Eligible bank account for iGlobal Mortgage Programme include HiVALUE® Savings Account, Premium Savings Account, HiVALUE® Chequing Account, HiVALUE® PLUS Chequing Account and Basic Chequing Account; Eligible bank account for iPrime Mortgage Programme is HiVALUE® PLUS Chequing Account
- ICICI Group includes ICICI Bank Limited with its overseas branches & subsidiaries.
- Rates are as of January 30, 2025. Interest rates are compounded half-yearly, not in advance and subject to change at any time without notice. Any discounts on mortgage rates are for new applications at the Bank’s discretion. No further rate adjustments are permitted within 5 business days prior to the advance date.
- Insured rate is only available to customers with less than 20% down payment, purchasing a residential property valued under CAD 1,500,000, who are eligible for the mortgage default insurance and meet other conditions.
- ICICI Bank Canada Prime Rate is 5.20% as of January 30, 2025. Variable rate and scheduled payment will vary automatically if and when the ICICI Bank Canada Prime Rate varies.
- Customers with Beacon < 700, GDS/TDS > 42%/47% or bankruptcy/consumer proposal/mortgage arrears in the past are not eligible for the mortgage programmes.
| Click here to receive a callback from our Mortgage Specialist. |
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